If they go bankrupt while they're holding your money, per the contract, you can't touch it. It should never be an individual holding your money," Grekin said. 4. Determine if you need a 1031 exchange (you may not). "If you don't have enough gain, it may not be worthwhile," Grekin said. That's because you'll have to pay an intermediary to handle the transaction (the average cost nationwide is about $1,250) and meet the timing requirements. Your Wealth: Weekly advice on managing your money Sign up to get Your Wealth Submit Please enter a valid email address Get this delivered to your inbox, and more info about about our products and service.


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